Montreal Insurance Tips: Travel Insurance

Canadians travel a lot- all over the world. In fact, some Canadians spend as much as a third to a half of their year out of the country! A lot can happen in that span of time, which means that you might need insurance to make sure that you and your family are as protected as possible if something bad were to happen during your trip.

You deserve a simple and affordable plan, and Robert Yancovitch in Montreal can give it to you. He understands that your current providential plan only covers a small portion of the possibilities that you might face during your trips, and most of the healthcare expenses that you’d face aren’t going to be covered by Canadian Healthcare. Unfortunately, accident and injury are extraordinarily common, striking down parents, children, grandparents, and relatives without warning (especially when Canadians travel to exotic locations and might not be prepared for the climate, food, or bacteria/viruses of the local people).

Most insurance plans will cover about $5 million a person, and all of your finances will be safe while you’re traveling, prepared for unforeseen medical expenses or surprise doctor/emergency room visits (a stay of several hours can cost nearly $10,000 in the United States). You’ll also be able to expand your limits to meet your needs, covering non-medical expenses, trip cancellations, interruptions, and baggage losses- meaning that it’s your one-stop-shop to guarantee that you have an excellent trip for your next vacation. However, you’ll want to find the best agent possible to ensure that you get all the benefits that you need. Contact Robert Yancovitch in Montreal.

There are several things to consider when looking at a travel plan:

The Benefits of Your Plan

Travelers insurance can do a great deal for you (far more than just covering hospital visits or healthcare costs) including covering physician stays, possible diagnostics, medicines, and even travel accidents and more (like baggage loss).

Who’s Eligible to Apply?

Traveling Canadians will receive comprehensive care for unexpected expenses, but this means that you have to be a resident of Canada, covered under a national government healthcare plan first.

Are Your Plans Only for One Trip?

We suggest that you plan your vacation/ travel insurance based on your typical propensity to travel. There are plans that cover single trips (with all the features) or expansive convenient plans that save you tons of money for any number of trips that are taken in a year. You can even select coverage for 4, 10, 18, or 30 trips outside of Canada a year! Even further, most plans offer extended coverage for trips outside of your plan (including unlimited travel within Canada). There aren’t as many features with Multi-Trip plans, but you get all the basics- cancellation, trip interruption, baggage loss, damage and delay, flight and travel insurance, as well as protection from accidents.

Contact Montreal insurance agent Robert Yancovitch for information. He’s available here to ensure that you’re getting the most out of your plan.